Your plan and a helping hand. HeritageWest has money to lend.

We all have dreams that we want to see come true. Being a member of HeritageWest Credit Union gives you access to a variety of loans to help you meet your goals. Whether you’re buying your first used car or are investing in your business, we have money to lend.

Line of Credit loans for overdraft protection and debt consolidation


First, let’s find out what type of loan or credit card you’re looking for. At HeritageWest, most of our loans and credit cards fall into one of these categories. Click on a "Learn More" link below, and let’s start building your dream.

Visa® Rewards

Need a credit card? We’ve got the perfect card for you. Our Visa® Rewards credit card has no annual fees, no cash advance fees, and no balance transfer fees.

Balance Transfers

Take advantage of our no-fee Balance Transfer Today!

Share Secured Visa

Credit is important in today’s market. Working together, we’ll get you on your way to financial freedom. Start by applying for your HeritageWest Share Secured Visa card today.

Auto Loans

HeritageWest offers low rates whether you are buying a new or used vehicle or refinancing your auto loan at a lower HeritageWest rate.

Home Equity Loans & Lines

Use your home’s equity to secure funds for home improvement, education, travel, etc. You can complete your application in just a few quick clicks online.

Share and Certificate Secured Loans

Gain access to funds to meet your needs by using your savings to secure a loan with our share-secured and certificate-secured products.

Recreational Loans

Get the RV, watercraft, or motorcycle loans that you need with HeritageWest recreational loans. Our online application process is fact, easy, and secure.

Personal Signature Loans

Whether planning for a family vacation, making a major purchase, or simply just consolidating your debt, HeritageWest Credit Union has you covered!

Student Loans

With our student loan program, you pay ZERO origination fees and lower rates than many other lenders.

Apply online in just a few minutes.

Our online application process is quick, easy, and secure. Use our application center to check on your loan status after you apply.