Auto Rates as Low as 1.49% APR!

For a limited time, get up to $100 when you purchase a new loan or refinance an existing loan today!*

HeritageWest is giving you everything you need to get in the driver’s seat. With HeritageWest Auto Loans, we have an easy application, fast decisions, and quick funding. Finance your new vehicle or refinance your existing vehicle by taking advantage of our bank-busting deals today!

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Get Your Auto Loan Approved TodayApplynow

You’ve found the perfect car, now you need a quick decision on your auto loan. Look no further! Whether you’re buying a new car or refinancing an existing one, HeritageWest has fast decisions and low, bank-busting rates to get your motor running. Get a decision online today, and you’ll be ready to put your new car in drive!

We offer:Content Images New Car 3

  • Low, rates and flexible terms
  • High loan-to-value financing on your purchase
  • No payment for up to 45 days after signing
  • Fast approvals, in as little as 2 hours

CURRENT Rates

Auto - Model Year Term* Annual Percentage Rate (APR) Apply
New 2016 - 2015 Model
(< 7,500 miles)
Up to 36 months
37 to 63 months
64 to 75 months
76 to 84 months
As Low As 1.49%
As Low As 2.79%
As Low As 2.99%
As Low As 5.89%
APPLY TODAY
Used 2016 - 2015 Model (> 7,500 miles) Up to 63 months
64 to 75 months
76 to 84 months
As Low As 2.89%
As Low As 2.99%
As Low As 5.89%
APPLY TODAY
2014 - 2013 Up to 63 months
64 to 75 months
As Low As 3.09%
As Low As 3.99%
APPLY TODAY
2012 Up to 63 months
64 to 75 months
As Low As 3.75%
As Low As 4.24%
APPLY TODAY
2011 and Older Up to 63 months As Low As 3.75% APPLY TODAY

*100% LTV for terms > 75 mos, Click here for Required DisclosuresCalcLearnmore

 

*APR = Annual Percentage Rate. Rates shown with all applicable discounts available. Rates subject to credit qualifications and certain terms, restrictions, and conditions. Not all applicants will receive the lowest rate. For complete details on our auto loan rates, please see a member specialist. Limited time offer. Restrictions apply. Existing Chartway, HeritageWest, and SouthWest Community loans are not eligible. Rates and offers effective 04/1/16. Cannot be combined with any other offer. Offer may change or end at any time without notice. Minimum auto loan of $10,000. Qualified applicants will receive $100 when they open a new auto loan. Bonus will be credited to member savings account within 90 days. Normal underwriting guidelines apply. Any applicable state and/or federal taxes are the sole responsibility of the member. Employees, officers, and directors of Chartway and its related companies and agents, and members of the immediate family and household are not eligible.

Apply online in just a few minutes.

Our online application process is quick, easy, and secure. Use our application center to check on your loan status after you apply.