Get the money for the things you need.

Whether for life’s unexpected emergencies, major purchases, or simply just to consolidate your debt, HeritageWest Credit Union has you covered!

Personal Signature Loans

With a Personal Loan from HeritageWest, you decide how you spend it – take that much needed family vacation, fund an investment, or maybe buy the coolest and latest gadget – it’s completely up to you. Personal loans can make budgeting easier with fixed rates and affordable payments that will help improve your credit rating. And with rates lower than comparable credit cards, this is a great option for just about anything!

  • APR as low as 11.99%
  • Terms up to 60 months
  • Loan amounts up to $50,000
  • Fixed, and affordable payments


Line of Credit

Whether you need to consolidate your bills or pay for any unforeseen expenses, we’re here to help! A Line of Credit is revolving, which means it can be tapped, repaid, and reused throughout the term of the loan.

  • APR as low as 11.99%
  • Lines of credit available up to $50,000
  • No term limit
  • Payments 3% of outstanding balance
  • No collateral


*APRs (Annual Percentage Rate) listed are the lowest available rates. All rates, terms, and conditions may vary based on credit history and income. Some restrictions may apply. A personal loan amount to be financed of $10,000 for a term of 36 months at 11.99% APR will have a monthly payment of $332.10.

Apply online in just a few minutes.

Our online application process is quick, easy, and secure. Use our application center to check on your loan status after you apply.