Giving credit where credit is due.

We realize that having a credit card is a value to everyone – not just those with great credit. That’s why we offer many credit card options for the diverse needs of our members.

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Share Secured Visa®

HeritageWest’s Share Secured Visa® card is the perfect choice if you’re just beginning to establish credit or trying to reestablish your credit history.


  • Fixed 17.89% APR
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Annual Fees

Do I Qualify?

  • Must be a HeritageWest member
  • Must be 18 or older
  • 120% funds secured in prime shares
  • Minimum limit $500
  • Maximum limit $5,000

Credit is important in today’s market. Working together, we’ll get you on your way to financial freedom. Start by applying for your HeritageWest Share Secured Visa card today.

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Enjoy the benefits of membership today!

No matter where life takes you, we’re here to help. Because once you're a member, you're always a member.